What Is Pet Insurance – A Beginners Guide to Pet Insurance

What is Pet Insurance

Are you looking to find out What Is Pet Insurance? You are not alone, over 63 000 searches are made a month on Google from people trying to find out more about pet insurance. I know I am one.

So let’s take an in depth look at pet insurance, and why you might need it.

Brief History of Pet Insurance

In 1890 the first pet insurance policy was written by Claes Virgin, focusing initially on horses and livestock. Britain sold its first pet insurance policy in 1947, and up until 2009 Britain had the second-highest rate of pet insurance in the world. Only Sweden was in front of them.

Did you know, in 1982, the first pet insurance policy was sold in the USA, and this was issued to Lassie, from the television program, sold to them by Veterinary Pet Insurance.

How Do Pet Policies Work?

Pet insurance is often believed to be a variation of human health insurance. This is not true, it actually is a form of property insurance. So what this means for you and me is that the pet insurance company will reimburse the owner after your pet has received the covered care. You would normally be required to pay the bill and then submit the claim to the insurance company.

Pet insurance primarily covers dogs, cats, horses and, in some cases, more exotic species of animals can obtain coverage.

What Do Policies Typically Cover?

Pet Insurance normally falls under two categories, non-lifetime and lifetime.


Non-lifetime will usually cover policy holders for most conditions suffered by their pets during the course of a policy year. However, this is the factor to note, on renewal the next year, anything that has been claimed on in the previous year, will not be included. So if your pet needs additional treatment for the claimed ailment, you will have to pay for it yourself.

Lifetime policies, is as the name states, meaning your pet will be covered for ongoing treatments throughout their lifetime. Unfortunately insurance cover is never this straightforward. Lifetime policies also have their limits and conditions. Some have limits per ‘condition’, others have limits ‘per condition per year’ and others ‘per year’ You really want to make sure you understand what you are buying so that you can make an informed decision. The best way to do this is to ask as many questions as you can when you are looking at the different policy options.

Companies will also often limit coverage for preexisting conditions, this is in order to eliminate fraudulent consumers. This give owners an incentive to insure very young animals, who are not expected to have high veterinary costs while they are young and healthy.

Puppy Insurance

Additionally, there is normally a waiting period of no more than 14 days from the start of the policy before you can make a claim. This is to prevent claims for illnesses that had begun before the policy, but only had symptoms appear after the coverage had begun. So if you know your animal is sick, rushing to buy a policy before you take them to the vet, is not going to work.

If you are after a wider range of coverage, it is worthwhile to shop around. Some pet insurers now cover for options that are not directly associated with pet health. These can include travel cancellation if an owner needs to stay with a pet who needs urgent treatment or are dying. You can also find coverage for boarding costs for animals whose owners are hospitalized, and even costs associated with retrieving lost pets, such as rewards or posters.

Dog Insurance

In Britain some policies offer a third-party liability insurance. So if your dog causes a car accident that damages a vehicle, the insurer will pay to rectify the damage for which the owner is responsible. My brother once had a dog that was a master at escaping the yard, and boy could he run and dodge you, I think this would have been a very necessary insurance for them to have.

General Guide To The Fee Structure & What Treatments May Be Covered

United States and Canada – these two countries have policies that either pay off a benefit schedule or pay a percentage of the vet costs. This could be 70-100% after reaching a deductible, this is dependent on the company and the policy. So if you have taken your pet to the vet, you usually have to pay the bill and then send in a claim form and receive reimbursement. Some veterinarians may allow you to put off payment until the insurance claim has been processed, especially is the bill is very high. Occasionally some insurance companies may pay the veterinarian directly, however, this is not the normal practice. In America and Canada most policies will require you to submit a request for fees incurred.

United Kingdom – Pet Insurance policies can differ here, in that UK policies may be 100% of the vet fees, again this is dependent on the company and your policy. A number of companies will offer a discounted policy and you are asked to pay the “excess”, this is similar to motor insurance.

Some insurance companies are now starting to offer comprehensive coverage. Previously most insurance plans did not pay for preventative care, including vaccinations, or elective procedures, such as neutering. Now you can get these covered under the comprehensive coverage, and they could also include such treatments as prescription drugs, dental care, physiotherapy and even acupuncture.

Pet insurers are becoming more flexible and are starting to offer the pet owner a wider range of options to draw up an insurance plan that is better suited to them. There are now options to choose your own level of deductible or co-insurance. What this means is you may get to choose how much out-of-pocket expenses you are prepared to pay, this could reduce the cost of your policy.

Typically, dogs and cats are covered, however, if you do have other pets, you may have to look around for insurance companies who will cover them.

Pet Insurance

Another factor to consider when looking for suitable insurances is whether congenital and hereditary conditions are covered. These include conditions such as heart defects, eye cataracts, hip dyslplasia and diabetes.

Do You Have A Better Understanding of Pet Insurance?

Pet Insurance and what is covered is a diverse and growing industry. When you are looking for cover a number of factors will come into play. These include the type of pet you have, for dogs, if they are a certain breed, the age of your pet and certain congenital and hereditary factors. What type of cover you are after, and where you live all determine your options.

While this is a general guide to Pet Insurance, I hope it will help you to gain a better understanding of what pet insurance is and how to go about looking for the correct policy for you and your pet.

Any further insights and comments can be left below. If you would like a further explanation, leave a comment and I will try to help you.

Click this link to get more information or an insurance quote today.

“Money can buy you a fine dog, but only love can make him wag his tail.” – Kinky Friedman

Pet hugs



Pet Remembrance Gifts – 5 Gifts To Remember Your Treasured Pet – Reviewed

Following on from my blogging about Pet Memorial Gifts, I would like to share with you 5 remembrance gifts I have chosen to review.

I am focusing on cats, dogs and small pets for this review. It is my hope that this Pet Remembrance Gifts Review helps you to choose a suitable gift for someone who may have lost a pet, or even as a gift for yourself.

By giving someone a gift when they are grieving for a spirit pet, you are showing that you understand their grief, and want to share with them a way to remember their pet that brings happy memories.

I have chosen a broad range of gifts to share with you, let me know which is your favourite, and any ideas you have to add to the list, or suggestions you may want me to review in the future.

Humane Goods 25” Pet Memorial Rainbow Bridge Wind Chime

Pet Remembrance Gifts Rainbow Bridge Chimes

I have chosen to share this incredibly beautiful Rainbow Bridge Wind Chime with you as it is unusual, has movement and life to it. I also love the Over the Rainbow Bridge Poem, you can read it here on my site. This wind chime is suitable to remember a dog, cat or any other pet that has crossed over the rainbow bridge.



This wind chime is made from quality materials and has a beautiful sound. Each chime has a special remembrance seal at the bottom, which catches the wind for each separate sound.

It is 25 inches long.

This chime comes ready assembled, and is easy to hang both indoors or outdoors.

The chimes are made out of thick quality metal and are tuned to let out a lovely ring.

The wind catcher at the bottom, has “Meet me under the rainbow bridge” inscribed on it.

The company selling the chimes is responsive and will answer any queries.

The chimes come beautifully packaged and are incredibly good value!

Overall they represent a fun and vibrant way to remember a special fur friend.

100% SATISFACTION GUARANTEE- You will get your money back if you’re unhappy for any reason.

Avg Star Rating: 4.8 out of 5 stars

Where To Buy: Amazon

Elegant Signs Dog Memorial Gifts – Remembrance Picture Frame You Were My Favorite Hello and My Hardest Goodbye

Pet Remembrance Gifts Photo Frame

This lovely frame is well made, comes in a dark brown colour and has the most beautiful inscription on it.





10 x 8 x 1 inches

This elegant photo frame holds a 4 x 6 inch photograph, that slides in on the side of the frame, so is easy to insert.

There is a beautiful plaque, written in white that reads,
“You Were My Favorite Hello and My Hardest Goodbye”

This photo frame weighs 1.4 pounds, and has a solid well made feel and look to it.

Only comes in the colour seen in the photo.

It has 2 picture hangers, one vertical and one horizontal on the back, so is easy and ready to hang.

The frame is manufactured in the USA.

Can be used for any pet, it is not strictly for dogs.

Avg Customer Rating:

4.7 out of 5 stars

Where to Buy: Amazon

Pawprints Left by You Pet Memorial Blanket with Heartfelt Sentiment

Pet Remembrance Gifts Pet Memorial Blanket

This is a practical but, oh so lovely, and unique gift to remember that special pet by. It is a snugly, warm and comfy gray throw blanket which would make an ideal pet memorial gift for the loss of dog or cat, and would remind the pet owner of the warmth and love of the lost companion.





    • 60″ x 50″ gray plush super soft fleece blanketwith heartfelt “Pawprints Left By You ” sentiment (copyright TeriHarrison)
    • The blanket has a red heart printed on under the sentiment.
    • This high quality 300gsm, 100% polyester blanket is machine washable.
    • It comes in a ready to gift packaging and has a card insert to allow you to personalize your condolences.
    • The “Pawprints Left By You ” sentiment is a perfect way to express the feeling of someone who lost their loyal pet.

This gift can be personalized by having it embroidered with a personal message, or the name of the pet. You would have to arrange to have this done yourself.

Average Customer Rating

5 out of 5 stars



Where to Buy: Amazon


Willow Tree Hand-Painted Sculpted Keepsake Box

Willow Tree Keepsake Box

A cute box with a very loving picture embossed on the lid. This is box is very feminine, and would be a lovely gift for a lady or a child.

Price: 17.95


This box is 3 inches square by 2 inches high.

It is made of resin, and is hand painted, with a lovely bass- relief carving on the lid. The carving is as per the picture, a female hugging a dog.

The carving represents, love, closeness, courage, hope and healing.

There is a secret message inside the box that reads “Truly a Friend”. An “Enclosure Card” is included.

The lid of the box does not attach, and the keepsake box comes in a fitted box, ready for gift giving.

The box is ideal to hold a small keepsake, such as a lock of fur, dog tag, or small bag of ashes.

Average Customer Rating:

4.8 stars out of 5

Where to Buy: Amazon

No Longer By My Side But Forever In My Heart Key Chain

Pet Remembrance Key Ring

A practical, but sentimental present, and something I can see myself giving to a male friend. Remembrance gifts can often be on the feminine side, however, I like that this key chain is very generic.




The key ring is made out of durable, hypoallergenic stainless steel.

The key ring has two attachments. A paw print charm, and a heart with the words, “No longer by my side but forever in my heart” engraved on it. Underneath the writing is an engraving of a wing.

The key ring comes in a small velvet pouch.

Average Customer Rating

5 out of 5 stars

Where to Buy: Amazon

In Conclusion

When I first started reviewing pet remembrance gifts, I will have to admit that I had no idea how large the selection is. It would be easy to feel overwhelmed trying to make a choice, so I hope that these 5 items I have reviewed will help to narrow it down, therefore, making the search for the perfect gift a pleasant one.

Please let me know if you are looking for a pet memorial gift and feel that any of these items would be suitable. If you have bought a pet memorial gift before I would love to hear about it. Thank you for comments and feedback, they are what keep me inspired to bring you quality content.

I will leave you with this quote:-

“The better I get to know men, the more I find myself loving dogs.”

Charles de Gaulle

Pet hugs





Natural Remedies For Pets – 12 Natural Remedies To Try At Home For Your Dogs And Cats

Having a pet means you are responsible for their total health and well-being. Sadly this can become very expensive, especially if you have more than one pet.

I had a cat, Felix actually,  that was going into kidney failure and his monthly

My Cat Felix

medication was over $100! Not only was it expensive but I thought I could notice some bad side effects. We went on holiday and the kind people who house sat for us told me they had ended up putting their cat on a natural remedy that cost less and did not appear to have such severe side effects. As kidney failure is obviously life threatening I made the decision to stay with the vet’s medication, and learn to ease the side effects. I was too worried to try a natural remedy for such a severe condition. However, it did make me realize that there are alternative treatments we can use on our pets for less severe conditions.

I decided to do some research and have finally started my Page to include this aspect of animal care. Here is my first blog on natural remedies for pets, I hope you find it useful.

Following are some simple treatments you can take into your own hands, mainly using products you probably already have at home. Hopefully this will help to keep your vet bill in check and at the same time give a greener approach to health care for your animals, think less packaging, and synthetic ingredients.

Fleas and More Fleas

Natural Remedies for Pets

We recently moved into a very old house, where the previous tenants had indoor dogs, and did not do much if any housework.  A few weeks later we had a flea infestation, not good. I am happy to report we have now got rid of the little biting blighters. Getting rid of fleas requires treating both your home and your pets, Here are some natural based ideas to do this.


Use Water


Fleas don’t like water, so a dip in a bath, with maybe a gentle shampoo, will have the effect of causing the fleas to drop off your pet.




Lemon Spray For Dogs

Lemons to fight fleas

A lemon spray has two advantages, it will keep fleas at bay and will condition your dogs coat. Please avoid spraying around your dogs eyes.

Mix slices of lemon to 1pint/1/2 litre/2 cups boiling water and leave the mixture to cool by letting it stand overnight. Strain and pour into a spray bottle, don’t forget to label it. Spray liberally onto your dog, fleas have a waxy coating and when this liquid is sprayed onto the animals fur it prevents the flea from feeding.

Brewers Yeast

Brewers Yeast in Food

Adding Brewers Yeast daily, mixed with garlic, into your dogs food can help to repel fleas.
You can add brewers yeast to your cat’s food, but do NOT use garlic. Garlic is not healthy for cats!



Bicarbonate of Soda

Fleas do not like Bicarbonate of Soda. You can repel them by sprinkling it onto your lawn where they often congregate, or even directly onto your pets fur.



Keep Fleas Out of the House

As basic as it seems keeping your house clean will help to repel fleas. Vacuum regularly, clean out pet baskets and wash their bedding regularly. Wash your floors with natural disinfectant.

You can sprinkle your pets beds and bedding with bicarbonate of soda, leave for 10 mins and then vacuum them. Don’t forget to remove your pet first!

Ticked off With Ticks

Ticks are not only unpleasant but they can carry Lyme Disease, which is transmitted to both humans and animals.  The most effective way to avoid Lyme Disease is to prevent ticks from attaching them selves to us or our pets.

Cedar Oil is a natural spray that can be sprayed directly onto animals, and skin.  It is a non toxic, natural tick repellent.  Cedar oil both repels and kills ticks.

Natural Fur Ball Remedies

Fur-ball Time

Have you woken up in the morning only to stand in a cat hairball? Yuck isn’t it? Help to keep your cats happy and their fur balls under control with regular brushing. By doing this you are removing the fur for them. Giving your cats a small blob of butter every day for a few days when they are really shedding a large amount of fur, can also help.

Digestion Aid

Constipation Aids

Older animals often suffer from constipation. If you feel your animal may be uncomfortable, try adding canned pumpkin or diced prunes to their food.

Please note that prune pits are deadly to both humans and animals. Your prunes must be pit free.

Bladder Issues

Bladder Issues

Have you ever used Cranberry juice or tablets to help with bladder infection? It is an amazing natural remedy that can also be used for cats. Cats, especially older ones, can be susceptible to infections in the bladder and urethra issues. Help them by giving them diluted cranberry juice in their water, or cranberry powder in their food. You can also give them a tablet. Please speak to your vet to get the correct dosage.

Vitamin E

Vitamin E

I know I love Vitamin E. I suffer from dry skin and when I take Vitamin E supplements my skin improves. Your animals suffer from many of the same ailments as us humans do. Apply Vitamin E oil directly to your dogs dry skin to help soothe and heal them.


Hear Hear Healthy Ears

Healthy Ears

Has your cat, or dog, been scratching at their ears more than usual? You will need to check their ears and give them a clean out with a ball of cotton wool or a soft cloth dabbed in a dilute solution of 2 parts apple cider vinegar and 1 part water. This application will clean and deter ear mites.


Warning – Check their ears first, if they have any open sores, scratches or wounds do not use this remedy.


Apple Cider Vinegar For Your Dog

Apple Cider Vinegar

Vinegar is acid until it enters the body, then it becomes alkaline and lines the intestines, where bacteria such as E. Coli can no longer attache themselves. A teaspoon of apple cider vinegar added to your dogs drinking water will keep their insides in tip-top condition.

A Final Note

There are so many natural remedies we can use in the home and to help our pets. I will keep adding to this list. Please let me know if you have a favourite remedy that you use. Leave me a comment and I will get back to you.

I recommend testing any remedies on a small area of your pet first, or chatting to your vet if you are unsure about how they will affect your animal.

Have a smile:-

“In ancient times cats were worshiped as gods; they have not forgotten this.”

Terry Pratchett


Pet hugs






Resources used in this post include:-

Lemons by Diane & Jon Sutherland


Bicarbonate of Soda, by Diane & Jon Sutherland and Liz Keevill and Kevin Eyres.

Pet Memorial Gifts – Unique Gifts to Show You Care

Pet Memorial Gifts
Felix and Me

Are you a pet lover? Have you ever lost a pet that is so special your heart breaks?

If you are a pet lover, you will understand that society is now starting to recognize and understand that our pets are part of our family. In fact, during my years in the pet cremation service, I had an incredibly large number of grieving pet owners tell me loosing their pet was as bad as losing a member of their family.

If someone special in your life looses a very treasured pet you may want to consider giving them a unique and special pet memorial gift, or if you have lost your pet you may want to purchase a memorial gift for yourself.

The Process of Grieving

As mentioned previously we are starting to understand that the loss of a pet is very similar, if not as traumatic, as loosing a family member or friend. When a human leaves this world, we all rally around, give emotional support, have a funeral, attend the wake and then understand that the person is going through a period of grieving. A large number of people actually need this level of emotional support when they loose a pet.

Pet Memorial Gifts


Though most people love their pets dearly, the process to say goodbye can vary considerably from person to person. I have had grieving families ask me to simply get their pet cremated and have the ashes scattered as they are too heartbroken to deal with any other options. On the opposite end of the spectrum I have been asked to attend funerals, wakes and memorials for a number of the pets I have taken care of. In any of these circumstances is it appropriate to give a memorial gift?

Why A Gift To Remember A Pet?

Thinking back over the years about family and friends who have lost their pets, I wish I had given them a gift, to show that I understood what they were going through. I can truly say that this was never really an option, but, thankfully, times have changed.

Many years back, my first cat, China, was at home with my parents, as I had left to find my own feet as you do, and was not able at that stage to take him with me. Sadly he died while I was away, and I have always felt some guilt that I was not by his side. I would have loved to have bought myself a gift to remember him by. Back to the present, and having recently lost another cat, I am considering buying myself a charm bracelet that I can add a charm to for each of my spirit pets. I know some people may feel that this will cause sadness when I look at it, but I believe the charms I will add for each pet will spark happy memories and bring me comfort.

To be able to give someone who has lost their pet a gift from your heart to theirs, is I believe, an incredibly powerful way to show you understand what they are going through and to show your love and support.

How to Choose The Right Remembrance Gift

If you have decided to give a pet memorial gift, or even buy one for yourself, the ideas to choose from can be overwhelming. The next big question is how do I go about doing this?

Pet Memorial Gifts


Most of us will, as you are probably doing right now, jump onto the internet to do a search. You may just be surprised to see what a huge range of pet remembrance gifts are on offer. Probably the first thing to consider is how much you are able to spend, and if the gift needs to be posted, this will only add to the cost, Depending on where you live the postage may be free or not too expensive. There are, of course, free options, you could consider making or putting together yourself. This could include a photo, bunch of flowers from your garden, or a poem or even handmade jewelry or a candle. You only limited by your imagination, ability and time. If the free option is not for you there are fortunately so many gifts in all price ranges to choose from.

You will also need to take into account the person you are buying the gift for. Do they wear jewelry, if not a chain with a small memorial urn, will not be suitable. What is their decorating style, is it ornate, simple, modern or country. These are a few options and you will probably be able to find a gift that fits into a number of different styles.

Taking into consideration the pet that has moved onto the spirit world will also help you buy a gift. If the pet was a large, boisterous dog, a solid looking photo frame with a picture of the dog would work well. However, if the pet was a small, quiet soul, then maybe a remembrance candle, with a lovely poem would be a better option.

Another factor to consider is if you want the gift to last a lifetime, or if it is something, like a candle, that can be used, and will help with the grieving but is hard to keep forever.

Pet Remembrance Gift Ideas

There are so many to choose from that I would never be able to do them justice in the blog. I have however, started, a product review page, and you may want to head over and have a look at it. This is an organic page so it will continue to be updated and added to.

On the smaller and less expensive end of the range of pet gifts, you have options such a jewelry, candles, wind chimes or a hand painted angel. Key chains, Over the Rainbow Bridge bracelets, picture frames in all shapes, sizes, and price ranges. Garden stepping stones is a lovely gift if your friend or family has a garden, and especially if their pet loved being outdoors.

To help a child who is grieving, a book with a story about loosing a pet, or a book that they can keep treasures in, such as photos is a lovely gift.

Pet Memorial Gift Journal

Another great option as a gift is a book on dealing with grievance, such as “Losing My Best Friend”, by Jeannie Wycherley. Men especially might find it hard to let their emotions out, so a book could be a great remembrance present. You could personalize it by adding a photo, or writing in a memory of the pet.

If your friend or family are having their pet cremated, there is an incredibly large range of urns available, and they may love having an urn given to them as a gift. I, would, however, try to find out what they were intending to do with their pets ashes, and if an urn is something they would like, before buying one. Pet urns come in a range of sizes, colours, materials and designs.

Another very touching and living style tribute is to have a video made for the grieving family. This is easily done on the internet, however, you will need to provide information and photos of the pet, and maybe of the family, depending on how you want the video to look. I will be adding a pet memorial video link and review to my site in the near future. However, if you would like more information on this before I have had a chance to upload this information, leave me a message and I will do everything I can to help you.

I Hope This Has Helped You To Make A Wonderful Choice

I could write another 20 pages or so covering the large range of pet remembrance gift ideas. If you are looking for a gift idea, I hope this blog has helped to spark your imagination and to make the choice easier.

Leave me a comment and let me know if you do end up buying or even making a present for a friend or family.

As always thank you for reading my blog, and I will end with this lovely quote by Linda Blair:-

“It is difficult to understand why people don’t realize that pets are gifts to mankind.”

Pet Hugs



Cute Pet Names – Have Fun Choosing a Cute Name For Your New Pet

Cute Pet Names
Cute Pet Names
Cute Pet Names


Here at Pets Forever Loved, we love everything to do with our pets. Over the years I have owned a number of different pets. That said I am traditionally a cat lover and currently have only one pet, my cat Amber, who has been with us going on 17 years now.

My Cat Amber


When you are lucky enough to have a pet join your family, choosing the right name for it can be fun but also a bit daunting. I know I always take some time to choose. I like to get to know my pet and really want a name that suits it.

As a child I had been told the story of a cat called Felix who was terribly naughty. Our big boy, Felix, who sadly passed on a few months ago, certainly lived up to his name. He was naughty, funny and so loving. He really was a crazy cat. I cannot imagine any other name suiting him.

Felix suited his name

While you can have so much fun choosing a pet’s name, remember, you have to live with that name for the duration of their lives. I thought I would look at some cute pet names and see if we could have some fun choosing a name for your pet.

Cute Names for a Female Pet











Dew Drop


Puff Puff




Snow White

Some Useful Hints When Naming Your New Pet

Take your time choosing your pet’s name. If you end up changing it a few days later, you are going to end up with one confused and potentially unhappy pet.

Your pet’s personality should always be of prime consideration. A very playful or active pet would probably suit a name like “Bullet”. While a quiet timid pet could be called “Snooze”.

You could write down what kind of animal you have and note what their characteristics are. For example, a new naughty kitten will have very different characteristics to a new pet goldfish. You could call the kitten “Fluff Ball” and the goldfish “Shark”.

Shark the Goldfish

Your pet’s color may be a determining factor in choosing a cute name. I actually named our cat “Amber” based on her coloring. A white mouse may be called “Ghost Raider”, have fun and use your imagination.

Cute Names for a Male Pet










Theodore (Theo, Teddy)




Dr. Funk




More Inspiration

You could look to the movies and TV shows for inspiration if you are struggling to find a name that suits your pet and feels right to you.

Movie & TV Inspiration List for all Cute Pets











Tinker Bell


Cookie Monster










More Factors To Consider When Naming Your Pet

You don’t want to choose an embarrassing name and then end up having to use it front of children or yelling it down the street.
Picture yourself using your chosen name and how it will sound when you need to yell it out.

When you first get your adorable pet and they are this small, cute, naughty ball of fluff, “Tinkerbell” may be a good name, but do try to to think ahead and imagine what your pet will look like in say one year. Will “Tinkerbell” still suit it?

More Cute Names For You


  • Alvin: Such a cute name for a pet chipmunk.
  • Bagel: This is such a cute and yummy name for a small pet.
  • Bella: My sons kindy had a cat called Bella, and we all adored her, such a pretty name.
  • Bono: Awesome name for a dog, or even a rabbit.
  • Bubbles: sweet name for any small cat, or maybe a fish.
  • Clooney: maybe for a handsome lizard.
  • Coco: Ooh all chocolaty, for a small dark cat or dog.
  • Coda: An unusual but cute name for a cat.
  • Crookshanks: A great name for a male cat. Named after Hermione’s cat from Harry Potter.
  • Daisy: This would suit any small animal, I like it for a hamster or rabbit.
  • Cuddles: Cute for a small dog who just loves cuddling.
  • Cupcake: A super cute name for a small female dog.
  • Digger: A great name for a small dog, or even a rabbit, or small pig.

One More List To Give You Some More Cute Name Ideas

Tangerine Sugar         Zora

Kitkat         Cadbury     Crunch

Raisen          Mr Pink       Marble

Spud            Truffle          Mr Poochie

Monkey         Red Velvet  Santa Cluas

Cutie Pie       Beetlejuice   Bombshell

Kermit           King Kong    Swoop

Feather        Lightening     Silver

Ruby            Chiffon         Saffaron

Daisy Mai     Yuki             Duke

Miso             Poncho        Reese

Have You Named Your Pet?

That is all the cute pet names I have for now. I hope you have managed to find a name that you love and will really suit your new pet.

Have you given your pet one of these cute names? Please let me know, by leaving a comment below. Or, drop me a comment with your pets name and some details about your fur, scale, or feathered baby.

Thank you for reading, take your time and have a look at some of the other interesting blogs I have on my site,

I will leave you with this smile:-

“If you hold a cat by the tail, you will learn things you cannot learn any other way.” – Mark Twain.

Pet Hugs



Unusual Cremation Urns – Review Of A Beautiful Handcrafted Urn to Honour Your Loved Pet

Unique urn for your pet

Finding that special urn, for a very special pet can be exhausting during a time of grieving. I wanted to do a number of reviews on unusual cremation urns, as let’s face it, our pets are all unique, and sometimes we just need a way to memorialize them that is also as unique as they are.

Searching the through the internet to find unusual urns I just fell in love with this one, and had to do a review.

Best Friend Services Elegant Series Pet Memorial Urn

This is a high quality urn, hand crafted for that special pet. It is solid and has a unique design.


Price: $44.99


The screw top lid is threaded, this gives you peace of mind that your loved pets ashes are secure.

This urn is made from brass so is heavy and will last a lifetime with the correct care.


Urn Dimensions:

9.3 x 6.8 x 6.7 inches ; weight is 3.9 pounds


The Elegant Series Urn comes in 3 different sizes as follows:-

Small – 6high, 30 cu/in for pet up to 25 pounds

Medium – 7″high, 50 cu/in, for pets up to 45 pounds

Large – 8.4 x 5.8, 105 cu/in, for pets up to 100 pounds


This urn comes in 3 different colors:

Brilliant Copper, Nickle and Patina, as per the picture below.


Different color choices



Further Information

The description says that it does not include the handle. However, reading through the comments it appears that the handle is included. You may need to check this with the seller first.


This urn comes with full money back, no questions asked, guarantee, from a reputable seller.


As this urn already has a lot of engraving on it, if you would like to add engraving, it is suggested that you buy a separate plate, get that engraved and add it to the urn.

Why This Urn

To end this review, I personally love this urn, and the choice of colors. Reading through the comments people who have purchased it says it is even more unique and beautiful than it looks in the picture. The urn is extremely well made, and is easy to place your pets remains in and know that they are secure.

This urn offers a lovely and unique way to keep your pet near your heart.

Avg Customer Rank: 4.5 stars out of 5

Where to Buy: Amazon

Please leave your comments below, I would love to hear from you.

Pet hugs


Denise Stevens


What Is Pet Preservation – Pet Preservation and Your Options Explained

Pet Preservation

The sad and unfortunate truth about our pets is that at some stage we have to say goodbye to them. After years, or even months of playing together, keeping each other company, and just experiencing the joy that comes with a pet, losing them can be devastating, and can leave a tremendous loss in a person’s life. Once a pet has died dealing with what comes next can be overwhelming. Some people are unable to face the thought of never seeing their pet again, so facing burying them, or cremation, is out of the question.

Fortunately there are alternative options that will allow you to be able to see your pet, and even gently touch them, this is pet preservation.

What is pet preservation, is a topic, that more and more people are asking as they start to explore different options to traditional burial, and cremation for their pets. However, pet preservation is by no means a main stream option, making it difficult to make an informed decision.

Pet Preservation Explained

Simply put pet preservation is the art of keeping your pet from decomposing so that you can keep their physical body with you.

The most common form of pet preservation is Taxidermy, however, traditional Taxidermy is not the only option, now available.

Taxidermy Explained

We have all probably seen in the movies, if not in real life, an animal that has been preserved through Taxidermy. Often hunting lodges will have a mounted deer head, or a full body of some trophy animal, displayed on the wall or in the room.

Museums use Taxidermy to create very life like displays of animals, and to record species.

Traditional taxidermy uses the skin of the animal. The animal is skinned, and the skin preserved, using tanning or chemicals, depending on the animal. The skin is then worked over, or onto a mound, which is made from wood, wire and wool, or a polyutherane frame. Taxidermy is a very intricate art, as the Taxidermist will then work to bring the animal back to a lifelike form. A Taxidermist will normally have knowledge of anatomy, painting, sculpture and tanning.

Traditional taxidermy is not commonly used for pets, the reason for this is covered in the next paragraph.


Traditional Taxidermy and Your Pet

It is common practice for Taxidermists not to do pets. This is due to the fact that you would have had a strong relationship with your pet, so, you would, therefore, know your pets favourite sleeping positions, facial expressions and character incredibly well. The Taxidermist does not have any of the knowledge to work with. This makes it incredibly difficulty to preserve your pet in a

Sleeping Lion

manner that is acceptable to you. There is a really good chance that your pet will not look at all like the character you remembered as the taxidermist has no prior knowledge to draw on. Bringing back the ‘spirit’ of the animal is the really challenging part, so you may end up feeling like you have not actually had your pet returned, but an empty form.

If you do decide to go ahead and have your pet preserved through taxidermy, make sure you look at the Taxidermists samples of work. Most Taxidermists will not do wall mounts of your pet, they normally offer full body mounts.

There is another, newer, method to use taxidermy to preserve your pet and we will look at this in detail in the next paragraph.

New Age Taxidermy – Freeze Dry Your Pet

Taxidermy is very evasive, which can be very upsetting for pet lovers. Freezing drying is a method of preservation which stops living matter in plants and animals from decaying. Freeze-dry chambers lower air pressure to the point that ice turns directly into gas without going through the liquid phase. Through a combination of very low temperature and vacuum application, all moisture is removed, leaving the tissues otherwise unaltered. Simply put this is a non-invasive method, and the insides of your pet remain intact. Once the process has been completed your pet is returned to room temperature, and with care and the correct treatment will remain in this condition.

As freeze drying preserves your pets whole body, as opposed to traditional taxidermy, which uses the skin mounted over a form, your pets unique features are retained when using freeze drying.

How Does The Freeze Dry Process Work?


Handing our pet over to be preserved is much easier if you know what the process involves and are confident your pet will be treated with dignity.

With freeze drying your pet will be prepared and posed, normally supported by a framework that has been custom-made.

This is the position that your pet will be frozen in. This is done by placing your pet into a sealed vacuum chamber at extremely low temperature. The time it takes for the process to work depends on the size of your pet. A small dog or cat can typically take 8 to 12 weeks. If the animal is larger it can take perhaps as much as 4 to 5 months. All animals are unique so the time will vary.

How will your pet look and how long will it last?

You should be asked to send in photos of your pet and have a detailed discussion of how you would like your pet to be posed. You want your pet returned in a pose that looks as natural as possible, and life-like. It is often suggested putting your pet in a lying down or sleeping pose as this is the most natural looking pose without movement.

As your pet is being preserved with as little alteration as possible it should, with the right care, have no further deterioration. You should be able to transport, hold, carry and even gently pet your pet. It will be a lot lighter, as all the body fluids will have been removed.

Is Pet Preservation For You?

Pet preservation is still a subject that can totally divide people. Some find it very comforting to have their pets body at home where they can still touch it and feel like their pet is still with them.

On the opposing side, there are people who find pet preservation weird and creepy,

At the end of the day, it is your choice, you need to decide how you want to deal with your pets body. If you freeze your animal as soon after they have died as you can, by this I mean place them in a sealed bag in the freezer, this will give you some breathing time to consider if Freeze Dried Taxidermy, or traditional taxidermy, is the right option for you.

Please drop me a comment, I would like any feedback on this topic.

“Not the least hard thing to bear when they go from us, these quiet friends, is that they carry away with them so many years of our own lives.”

By John Galsworthy

Pet Hugs






Urns For Pets – Five Different Pet Urns Reviewed

Urns For Pets – Five Different Urns Reviewed

If like me your pet is a member of your family, losing your fur baby can be devastating. You may have chosen to have your pet cremated and their ashes returned home the standard crematorium tin or box. Even though pet crematoriums offer the option of choosing different urns this may not have suited you at the time of the cremation. When you are ready to purchase an urn for your pet I have reviewed 5 of the many available options for you. Amazon alone has so many choices that it can become overwhelming. So I have done a review that will hopefully help to simplify this decision for you.

Best Friend Services Mia Paws Series Cremation Ash Urns for Dogs, Cats and Other Pets

Mia Paws Urn

I love the shape of these urns. They are handcrafted in India, so are unique. They are 100% solid brass, with a high gloss finish and come with a user-friendly threaded lid, with a wide opening. These urns have a solid and weighty feel to them, and the lids screw on tightly.

Price: $49.99

Ave Customer Rank: 4.5 stars


The Odyssee Series urns are available in three sizes:

Small 25 cu/in for pets up to 25lbs

Medium 40 cu/in for pets up to 40lbs

Large 70 cu/in for pets up to 70lbs

Available Colors:

These urns come in 5 different colors, you can choose from the following:-

Slate, Cloud White with a brass paw, Deep Purple, Ebony, Pewter and Raku.


You have the option to have these urns personalized by choosing to have

them engraved. You will have to take the urn to a shop to be engraved,

this gives you full control over the choice of font, sizing and the final


Where to Buy: Amazon

Guarantee Available: Yes, money back guarantee, no questions asked.


Memorial Keepsake Box for Dogs and Cats & Other Pets

I love the words on this small wooden box urn. This urn is crafted in America out of wood with the inspirational verse inscribed on it, “If Loved Could have saved you, you would have lived forever”


Price: $49.99

Ave Customer Rank: 4.7 stars


It is important to note that this is a SHARING URN to hold a PORTION of the ASHES for

pet WEIGHING LESS than 17 lbs. The Urn holds ashes of approx.

17 cubic inches Outside dimensions Size: 3.5″ x 3.5″ x 3.5″

Available Colors:

These urns come in 4 different colors, you can choose from the following:-

Black, Ivory, Natural and Cherry.

Access: You have to unscrew 2 screws at the bottom of the box.

Engraving:- Engraving can be requested, via private email to the seller.

Where to Buy: Amazon

Custom Pet Memorial Necklace Paw Print Dog/Cat Loss Gift Capsule Urn Ashes

This is a lovely personalized ash capsule necklace. It is a handmade

unique gift. All the elements are made from high grade stainless steel.

Stainless steel will not tarnish and it is hypoallergenic.

Price: $29.99 plus free shipping to some areas.

Ave Customer Ranks:- 5 stars


Production: Handmade by BeGenuine, with high quality materials.

Material: Leather, and surgical hypoallergenic stainless steel

Length: 23.50 inches

Re sizable: No

Engraving: You have to choose 4 options.

The font type, select a paw print, your message.

You are also given a choice to have a secret message engraved onto a piece of paper that will be placed inside the capsule.

Where to Buy: Amazon

Windhaven Urns Pet Memorial Angel Cat Sleeping
in Basket Cremation Urn Bronze Finish Bottom Load 30 Cubic Inch

This is a small urn that is perfect for the mantelpiece. It is sculpted in good quality resin and has a high polish finish.

  • Sculpted in Quality Cold Cast Bronze and Hand Polished
  • Approximate Size: 6.5 x 4 x 5 Inches 30 Cubic Inch Capacity
  • Suitable for small to medium size cat
  • Bottom loading pet urn
  • Comes with a brass heart that you can have engraved and attach to the urn.


Price: From $48.98

Ave Customer Ranks: 4.6 stars


Product Dimensions:

6.5 x 5 x 4 inches ; 1.5 pounds

Color Choices: Only available in Bronze

Price: From $48.98

Ave Customer Ranks: 4.6 stars

Buy From: Amazon

Pet Urn Peaceful Pet Memorial Keepsake Urn Photo Box

This attractive pet urn allows you to display a photo with your pets ashes. It is hand stained and can be displayed either vertically or horizontally.

Price: $36.95

Ave Customer Ranks : 4.6 out of 5


This urn is designed for a loved one with a healthy weight of 70 pounds or fewer before cremation

Outer Dimensions: 6.5″ L x 4.75″ W x 4.875″D.

Photo size: 5″ x 3.25″. Authentic Glass Front.

The photos can be changed without disturbing the ashes.

Product Dimensions : 6.5 x 4.9 x 4.8 inches ; weight 1 pound

Color Options : Cherry, as it is hand stained each one may vary.

Material: Birchwood

Engraving: Urn is good quality and you will be able to have it engraved.

Buy From: Amazon

Urn Review Conclusion

I hope this broad selection of 5 urn reviews has been helpful to you.

Leave a comment, I would love to hear from you.


Denise Stevens



















What Is Pet Insurance Cover – A General Guide to Pet Insurance For Cats and Dogs

What Is Pet Insurance Cover

As a pet lover, and until recently home to two spoilt cats, I know how important it is to keep our pets in good health. They deserve to be looked after and kept in the best possible condition, but unfortunately this can be expensive and pet health is not covered on any form of medical care, or free hospital care.

My precious Felix, who left us aged 17, was on medication for his kidneys and medication for his arthritis. These two medicines cost me over NZ$100 a month, not to mention half-yearly trips to the vet to get the kidney medicine renewed. Without his arthritis medicine Felix, who was a very large cat, suffered terribly from sore hips. Stopping either of these treatments was just not an option. Unfortunately I did not have pet insurance cover for him, and by the time I realized that pet insurance cover existed, he was too old to qualify.

A number of families nowadays have more than one pet and can find themselves under financial strain when their pet gets ill, are injured or pass away. I thought I would take a look at what is pet insurance cover and what to expect from the average pet insurance plan.

Please note this information is aimed at cover for cats and dogs.

Why Pet Insurance Matters

It is unfortunately a sad fact that pets are just as prone to illness and injury as we are. Most claims for Pet Insurance are for illness, rather than accident. Pet Insurance can help you to get financial assistance at the time it is most needed.

What is Pet Insurance Cover

A number of years ago, our second cat, Amber, was bitten by a brown snake. For those of you not from Australia, this is one of the deadliest snakes in Aussie. Somehow, much to everyone’s amazement, she survived, however, I nearly needed medical care when I was hit with a bill close to $1000. I did not have pet insurance, and the only reason I managed to pay the vet was because I had been saving for a new washing machine.

Did you know that you’re more likely to claim on your pet insurance than your home or car policy?

Pet Insurance is designed to give your animals the best possible care when it is most needed, so let’s look at the basic coverage for dogs and cats.

What Does Pet Insurance Typically Cover?

Not all pet insurance covers are equal, so it certainly pays to shop around. Most pet insurers will have their plans available on the internet to look through at your leisure, and a help line to discuss premiums, what is covered and any other general information you may need to start with.

As a general guide you can normally insure your cat or dog, from the age of 6 months to 6 years. If you insure your pet before they turn 6 this will give life insurance for your pet. After the age of 6 insurance becomes harder to get and more expensive, and is a topic I will look at in more detail in a separate blog.

Most pet insurance plans will generally cover you if your pet is injured or sick. This would normally include veterinary consultations, surgery, specialist care, diagnostic and post-operative treatments, prescription medicines and drugs, and imaging.

Pet Insurance Cover

Pet insurance companies also offer a basic reimbursement towards vaccinations. Standard policy appears to be to pay a set fee per year towards vaccinations or check-up. Some pet insurers will offer you day-to-day care as a policy option. This will allow you to claim a higher fee per treatment, up to a set total each year, for qualifying treatments, such as desexing and vaccinations.

Embrace Saved Our Family

Looking after our pets teeth is really important to their overall health, especially as they age. Unfortunately a number of plans do not cover for routine dental care. Cover for dental work if your pet has been injured, however, is often included. It is important to shop around for the care you believe you will require.

Insuring For Euthanasia and Cremation Fees and Burial

Unfortunately not all pet insurance companies offer cover for pet euthanasia, burial costs and cremation fees.

Euthanasia is when your pet is painlessly put to sleep using an injection, carried out by the vet. If you would like to learn more about Euthanasia for your pet, I have a number of blogs covering this topic.

While not all insurance companies offer cover for euthanasia, burial and cremation services. Some do offer this as an extra coverage, for which you will be required to pay more. Some plans may only reimburse for one or the other, but not both. So you may get a policy that covers euthanasia but not cremation. It is not uncommon for companies to have a maximum limit on the amount you can insure for. Insurance to help you with the end of life of your pet can vary considerably from one company to another, so it is important to shop around.

How Is The Insurance Premium Calculated

Premiums vary from company to company, so discussing them with your chosen company is a great idea.

As a general guide dogs are covered according to their breed, their age and the plan you choose. Some breeds may cost more than others and there are a number of reasons for this, including the size of the dog, genetic predisposition, such as hip dysplasia in large dogs and even activity levels.

Cats premiums are normally worked out according to the cats age and plan, but not breed.

Let’s Sum Up What Is Pet Insurance Cover

By purchasing pet insurance cover you are essentially trying to help ease the financial strain when your pet becomes ill or is injured. There are a number of different plans and they cover a range of services.

I would like to stress that it is important to thoroughly read what is covered in the pet insurance policy, as they do differ from company to company, as does the costs.

Insuring your pet at a younger age is incredibly important, as once your pet reaches 6 years it is normally harder and more expensive to get cover for them.

All pet insurance companies will have a list of conditions they do not insure for, do not just presume your animal will qualify for insurance cover, have a chat to a consultant, or at the very least look through their website thoroughly to see if you can find out if they have a plan that suites your needs. The more informed you are, the better and, hopefully, less expensive choice you will be able to make.

Pet Insurance can help you through a stressful time, and may even prevent you from having to make a tough call in an emergency situation.

Insure your pets while they are young.

If you have any feedback or stories to share about your pets and pet insurance, I would love to hear from you. Ask me any questions and I will try to answer them for you. Or just leave a comment, it is always good to get feedback.

Click this link to get a free quote today.


Cat question – Do I have to take out separate cover for all of my nine lives?

No, all nine lives are normally covered under one policy.

Love our Pets



Low Cost Pet Cremation, Find Out What Your Options Are


Low Cost Pet Cremation

As pet lovers we all know that losing a pet can be an incredibly difficult and heartbreaking time.

Once our pet has moved on into the after life, the question remains on how to lovingly, as well as legally deal with their earthly remains.

Often the passing of a pet can cause a strain on finances, causing already grief stricken pet owners to face further unhappiness trying to decide how to deal with their pets body. Having come across this situation on many occasions during my time in the pet cremation industry, I felt that I would like to share some ideas on low cost pet cremation with you. .

My Pet Has Just Passed Away, What Do I Do Next?

Before we chat about more affordable pet cremation options, I just want to clarify some of the choices you have and decisions you will need to make once your pet has passed away.

The most common option is to bury your pet in your back yard. However, this is not a viable option for a lot of people for the following reasons:-

You do not have a backyard, or one available to use for your pets last resting place.

It is not always legal to bury a pet in your backyard, your council needs to be contacted to clarify this.

A large animal will need a deep hole, this is to avoid your pets body being dug up by other animals.

Some people such as elderly citizens, may not be able to physically deal with the process of a back yard burial.

Your current living arrangements may not be permanent, so if at a later stage you move, you are faced with leaving your pets body behind.

Will the Vet Dispose of My Pets Body?

Most vets will give you the option of leaving your pets earthly remains with them and they will dispose of your pet for you. However, this service is normally at an extra cost. I would also strongly advise to ask your vet what will happen to your pets body, in particular, how do they dispose of your animal?

A number of years ago when I was living in Australia, I asked one vet what happens to the pets bodies they are asked to dispose of? I was horrified to learn that they sent the pets to the city dump. For me this was not an option and never will be. I am not saying this is common practice, I am just saying it pays to be informed, especially while you still have the chance to change your mind on how to deal with your pets body if you want to.

Firstly A Small Introduction To Pet Crematoriums

The next option I would like to explore is the use of a pet crematorium. I have met a number of people who would love to have their pet cremated but had no idea what this involves. I will without a doubt cover Pet Crematoriums in future blogs, however, here I just wanted to give you a brief idea of what to expect.

Pet crematoriums are run along the same line as those for humans. They have to be licensed, and meet a number of health and safety standards. Your pet will be stored in a freezer until the service you require has been discussed and decided. Most pet crematoriums will offer a range of services including memorial services, paw prints, counseling and a range of options to return your pets ashes, or cremains, in. These different services range in prices, and this is where you have the ability to keep the cremation costs as low as possible.

Keeping the Cost Down

We would all love to give our pets a wonderful send off if we could. However, budget restrains may require you to look at a more affordable way to have your pet cremated.

Here is a list of options to consider that could reduce the cost of the cremation.

  1.  Are you able to deliver your pet personally to the crematorium?

Once your pet has passed on, if you want to have him or her cremated you have three options. Ask the crematorium to collect your pet for you, leave your pet at the vet to be picked up by the crematorium, or take your pet yourself to the crematorium. You will need to check with the crematorium if you are able to deliver your pet yourself. Keeping you pet in a bag in a freezer will also be necessary if you are not able to go immediately to the crematorium. This can be traumatic to do, and if you do not have a freezer you vet may be able to help you.

If you are able to take your pet personally to the crematorium this will avoid any fees that the crematorium may charge for collection.

2. Most crematoriums offer one of two options. Your pet can be cremated on its own, this way ensuring that it is 100% your pets ashes that are returned to you. Or, alternatively, a number of pets are cremated together, and though they do mark where your pet is in the furnace, you are not guaranteed that it is only your pets ashes that are being returned.

Group cremation is the more affordable option, and can reduce the cost of the cremation considerably. Finding out how the crematorium handles their group cremations could put your mind at ease enough to choose this option.

3. All crematoriums will offer an extensive range of urns, caskets and memorials. Discuss with the crematorium if they have an inexpensive box that your pets ashes can be returned in. You are then able to buy an urn if you are keeping your pets ashes, at a later stage, or even make your own. This is one the main ways you can save money if you are considering cremation. Remember you do not have to go with the boxes, urns or caskets in the higher end range. All crematoriums should offer a very basic inexpensive box in their collection.

4. Even though you have had your pet cremated, you may not want their ashes returned home. Find out if the crematorium you have chosen has a Memorial Garden where they will scatter the ashes for you. This cuts out the cost of an urn or box to return your pets ashes in.

Making Your Final Choice

In choosing what is the right option for you and your pet, cremation can be a healing and dignified way to farewell your beloved friend. I sincerely hope this information will help you realize that pet cremation does not have to be expensive, you do have choices. If you have found any value in this article, or would like to share your story with me, please leave a comment, I would love to hear from you.

“No longer by my side but forever in my heart”. – Author Unknown